A Role for Everyone:
Employers’ Costs are Soaring.
Educate Employees
In order for consumer-centric health plans to work, consumers must be continually educated on health care matters and any changes that occur. To make it easier for them to fully understand and be involved with their plan, certain tools and information should be provided with health care plans:
- Product design: A wide spectrum of plan choices, from traditional managed care to consumer-choice options, should be offered to all of the company’s employees—not just those who opt for a “consumer-driven” plan.
- Clinical programs and forecasting: Predictive modeling identifies and helps the “pre-sick (i.e. pre-diabetic),” thereby enabling these members to seek preventive care before they develop chronic conditions
- Financial analysis and forecasting: Budgeting tools let employers “pick their trend” by aggregating the risk pool and offering various contribution strategies for the employer to choose
- Consumer education and engagement: Interactive tools that enable consumers to choose and use their benefits with confidence and success.
When provided with the education and tools needed to better understand the health care system, consumers are able to reduce the overuse of unnecessary services, while decreasing the threat of rising premiums.
